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Frequently Asked Questions

What is the Texas Vet (VLB) loan program?

The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.

Do disabled veterans get a better rate?

Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.

How much can I borrow?

Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.

Can I use my VA benefit and the Texas Vet program together?

Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.

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