See what you qualify for
Use the quick eligibility check at the top of this page to see your options. It takes about a minute, there's no credit pull, and there's no obligation. We'll review your answers and connect you with a licensed Texas loan specialist.
Frequently Asked Questions
What is the Texas Vet (VLB) loan program?
The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.
Do disabled veterans get a better rate?
Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.
How much can I borrow?
Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.
Can I use my VA benefit and the Texas Vet program together?
Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.