Texas Vet Loan Pro

Check Your Eligibility

See if you qualify — free, 60-second check.

See what you qualify for — in about 60 seconds

The free eligibility check at the top of this page is the fastest way to see your Texas Vet & VA loan options. It asks a few simple questions, takes about a minute, and there's no credit pull and no obligation to see your results.

What we'll ask

Whether you're a veteran, active-duty, Guard/Reserve member, or surviving spouse; your VA service-connected disability rating (a 30%+ rating unlocks an extra rate discount and waives the funding fee); what you'd like to do — buy, build, or refinance; your target price range; and when you're hoping to move.

What happens next

  1. You answer a few quick questions. No documents and no credit check — just enough to understand your situation.
  2. We match you with the right specialist. A licensed Texas loan officer who handles Texas Vet & VA loans every day reviews your answers.
  3. You get real options. They walk you through what you qualify for and answer every question — on your timeline, with zero pressure.

Why there's no credit pull

An eligibility check is not a loan application. We gather only enough to point you in the right direction, so checking costs you nothing and never touches your credit score. You decide if and when to move forward.

Frequently Asked Questions

What is the Texas Vet (VLB) loan program?

The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.

Do disabled veterans get a better rate?

Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.

How much can I borrow?

Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.

Can I use my VA benefit and the Texas Vet program together?

Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.

Check your eligibility now

Free, no-obligation. See what you qualify for in about a minute.