See if you qualify — free, 60-second check.
The free eligibility check at the top of this page is the fastest way to see your Texas Vet & VA loan options. It asks a few simple questions, takes about a minute, and there's no credit pull and no obligation to see your results.
Whether you're a veteran, active-duty, Guard/Reserve member, or surviving spouse; your VA service-connected disability rating (a 30%+ rating unlocks an extra rate discount and waives the funding fee); what you'd like to do — buy, build, or refinance; your target price range; and when you're hoping to move.
An eligibility check is not a loan application. We gather only enough to point you in the right direction, so checking costs you nothing and never touches your credit score. You decide if and when to move forward.
The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.
Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.
Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.
Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.
Free, no-obligation. See what you qualify for in about a minute.