Getting your loan is simple
- Check your eligibility. Answer a few quick questions — about 60 seconds. No credit pull, no obligation.
- Talk to a licensed specialist. We connect you with an experienced Texas loan officer who specializes in Texas Vet & VA loans and will review your options and answer every question.
- Get pre-approved and close. Receive your pre-approval letter, make strong offers, and close on your new home.
Ready to start? Use the free eligibility check at the top of this page.
Frequently Asked Questions
What is the Texas Vet (VLB) loan program?
The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.
Do disabled veterans get a better rate?
Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.
How much can I borrow?
Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.
Can I use my VA benefit and the Texas Vet program together?
Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.