Texas Vet Loan Pro

Rate & Licensing Disclosures

See if you qualify — free, 60-second check.

Rate & Licensing Disclosures

The advertised rates and points shown are subject to change at any time without prior notice and may not be available to all borrowers. These rates are based on specific assumptions and lending scenarios. The actual rate available to you can vary depending on your personal details, such as your credit score, loan amount, down payment, and lender underwriting criteria. Rates shown are for a fixed-rate mortgage and will differ depending on the loan term and property location. Additional rates, points, and loan terms may be available. Approval of all loans is contingent on credit and property evaluation. Property insurance is required, and flood insurance may also be necessary.

Interest rates for the Texas Vet program are set weekly by the Texas Veterans Land Board and are subject to change based on when you lock your interest rate. The Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of an application does not represent an approval for financing or an interest rate guarantee. Restrictions may apply. Contact a licensed loan specialist for current rates and more information.

Texas Vet Loan Pro is a marketing service that connects consumers with licensed mortgage professionals and is not a lender or broker. All loans are originated by licensed third-party mortgage professionals. Equal Housing Opportunity. NMLS ID available on request.

Government affiliation

Texas Vet Loan Pro is a privately owned company. It is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, the Texas Veterans Land Board, the Texas General Land Office, or any government agency.

How we work & what it costs you

Texas Vet Loan Pro is a free service. When you check your eligibility, we connect you with a licensed Texas mortgage professional who can help. They may compensate us for the introduction, but that never changes the rate or terms you're offered, and you are never obligated to work with anyone we connect you with. We share your information only with the licensed professional(s) helping with your request — we never sell it to unrelated marketers, and you can opt out of contact at any time.

Contact consent (TCPA)

By submitting the eligibility form you consent to be contacted by phone, text (SMS), and email at the number and address you provide, including via automated technology, even if your number is on a state or federal Do Not Call list. Consent is not a condition of any purchase; message and data rates may apply, and you can opt out at any time. See our Privacy Policy for details.

Frequently Asked Questions

What is the Texas Vet (VLB) loan program?

The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.

Do disabled veterans get a better rate?

Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.

How much can I borrow?

Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.

Can I use my VA benefit and the Texas Vet program together?

Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.

Questions? Check your eligibility

Free, no-obligation. See what you qualify for in about a minute.