See if you qualify — free, 60-second check.
The Texas Veterans Land Board sets its rate the first business day of every week — and it frequently beats the open market. The current program rates are shown above; veterans with a 30%+ service-connected disability rating receive an additional discount.
Because the Texas Vet program is state-backed, its pricing doesn't follow retail mortgage markups. The board publishes one base rate for the program each week, plus the discounted disabled-veteran rate. When you're ready to lock, your loan officer confirms that week's rate.
The interest rate is what you pay on the balance; the APR includes fees and reflects the true yearly cost. Compare APRs when weighing the VLB program against a standard VA loan.
Your final pricing depends on credit, loan amount, and program details. The fastest path is the 60-second eligibility check at the top of this page — a licensed specialist will confirm this week's rate for your exact scenario.
Current program rates are displayed at the top of this page and update with the VLB's weekly reset. Lock timing matters — rates can change each week.
The program is backed by the State of Texas rather than priced like a retail mortgage, which typically keeps its rate at or below open-market VA pricing.
Veterans with a VA service-connected disability rating of 30% or greater receive an additional discount off the published base rate.
Once you're under contract, watch the Monday reset and lock on a favorable week — your loan officer can track it for you.
Free, no-obligation. See what you qualify for in about a minute.