See if you qualify — free, 60-second check.
Run your numbers before you talk to anyone. Every calculator below is free, instant, and needs no signup and no credit pull — so you can plan with confidence and walk into the conversation already knowing your range. Veterans can estimate a $0-down VA or Texas Vet payment and what the funding fee adds; the affordability tool shows the price range your benefit supports.
These are estimates to help you plan; a licensed Texas loan specialist confirms exact figures based on your full profile. When you're ready, the free eligibility check takes about 60 seconds.
Your monthly mortgage payment is more than principal and interest. This calculator builds the full picture — principal, interest, property taxes…
Open calculator →The VA funding fee is a one-time fee that helps keep the VA loan program running for future veterans. How much you pay depends on your down payment…
Open calculator →How much home can you afford on a VA or Texas Vet loan? Because these loans skip monthly mortgage insurance and often carry lower rates, your budget…
Open calculator →Amortization is how your loan balance is paid off over time. This calculator shows how much total interest you'll pay and how the split between principal…
Open calculator →Your debt-to-income ratio (DTI) is one of the first numbers a lender checks. VA loans don't set a hard DTI cap, but knowing your ratio helps you…
Open calculator →The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.
Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.
Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.
Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.
Free, no-obligation. See what you qualify for in about a minute.