Texas Vet & VA loans in Round Rock, Texas
Round Rock veterans use the Texas Vet (VLB) program to buy in a booming Williamson County market just north of Austin.
We work with veteran buyers across Forest Creek, Teravista, Brushy Creek — from Round Rock to the surrounding Austin–Round Rock communities. Camp Mabry (nearby) anchors a deep military community here, so VA offers are routine — not exotic.
The Round Rock veteran's advantage
- $0 down when combined with your federal VA benefit
- Extra rate discount for 30%+ disabled veterans, with the funding fee waived
- BAH and disability income can count toward qualifying
- Finance up to $832,750 on a fixed 15–30 year term
Funding fee tiers — and who skips them
The VA funding fee runs 2.15% on a first-use purchase with less than 5% down, drops to 1.5% with 5% down and 1.25% with 10% down, and is 3.3% for subsequent use with minimal down. IRRRLs are just 0.5%. Veterans receiving VA disability compensation, Purple Heart recipients, and eligible surviving spouses pay nothing.
VLB land loans for Texas veterans
Beyond home loans, the Texas Veterans Land Board offers a land loan that lets eligible veterans buy acreage in Texas — often with as little as 5% down — even when traditional banks won't finance raw land. It's a benefit unique to Texas.
Your VA loan is assumable — a hidden selling point
When you sell, a qualified buyer can assume your VA loan and keep its rate, with servicer approval — a serious advantage in a higher-rate market. One caution: unless the buyer is an eligible veteran who substitutes entitlement, yours stays tied to the loan until it's paid off.