Estimate your numbers in seconds
Use the free calculators below to estimate your monthly payment, how much home you can afford, and your $0-down Texas Vet payment. These are estimates — your loan specialist will confirm exact figures based on your full profile.
Frequently Asked Questions
What is the Texas Vet (VLB) loan program?
The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.
Do disabled veterans get a better rate?
Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.
How much can I borrow?
Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.
Can I use my VA benefit and the Texas Vet program together?
Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.