Discounted fixed rates for Texas veterans through the Veterans Land Board. Extra rate reductions for veterans with a 30%+ disability rating. See what you qualify for in 60 seconds.
$0 Down PaymentVA and Texas Vet loans require no down payment for eligible veterans.
Discounted RatesTexas Vet (VLB) rates are set weekly and often beat standard VA rates.
Disabled-Veteran Discount30%+ service-connected disability unlocks an additional rate reduction and a waived funding fee.
Up to $832,750Buy a primary residence on a fixed 15/20/25/30-year term.
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Veterans and military families in Gillespie County — from the county seat of Fredericksburg to the surrounding communities — can use the Texas Veterans Land Board (VLB) program and their VA benefit to buy with $0 down and a discounted fixed rate. VLB rates are set weekly and veterans with a 30%+ service-connected disability rating qualify for an additional discount.
Why Gillespie County veterans choose the Texas Vet program
Below-market VLB interest rates, updated weekly
Extra rate discount for 30%+ disabled veterans, funding fee waived
$0 down when combined with a VA loan
Local loan officers who specialize in veteran lending across Gillespie County
The Texas Veterans Land Board offers below-market, fixed-rate home, land, and home-improvement loans to qualifying Texas veterans and military members. It can be combined with a VA loan for $0 down.
Do disabled veterans get a better rate?
Yes. Veterans with a VA service-connected disability rating of 30% or greater qualify for an additional discounted interest rate, and the VA funding fee is waived.
How much can I borrow?
Eligible veterans can finance up to $832,750 on a fixed 15, 20, 25, or 30-year term for a primary residence.
Can I use my VA benefit and the Texas Vet program together?
Yes — many Texas veterans pair the VLB program with their federal VA loan benefit to get the best rate with no down payment.
Gillespie County veterans — see your rate
Free, no-obligation. See what you qualify for in about a minute.